When you partner with a professional management company like Apex Property Management, you’re entrusting us to care for one of your most valuable assets — your investment property. That partnership includes shared responsibility and shared exposure to potential risks.
Adding your property manager as an Additional Insured on your landlord insurance policy is a simple yet powerful step to ensure that both you and Apex are protected under the same coverage when unforeseen events occur.
When Apex is listed as an Additional Insured, your landlord insurance policy extends coverage to include us for matters directly related to the property. This means that if an incident occurs — such as a fire, injury, or property damage — both you and Apex can be represented under the same policy and defense.
It’s important not to confuse Additional Insured with Additional Interest.
Property management inherently involves shared liability. Although Apex carries both General Liability and Errors & Omissions (E&O) coverage, those policies protect our business operations, not the physical property.
Your landlord policy, on the other hand, covers property-specific losses such as:
If Apex isn’t listed as an Additional Insured and a property-related incident occurs, we may be named in a claim but not covered by your policy. That separation can complicate claims, delay resolutions, and increase costs for both parties.
When we’re included on your policy, your insurance carrier can handle one coordinated defense — simplifying communication, aligning liability coverage, and reducing out-of-pocket risk for everyone involved.